Your privacy is very important to us. At Morningstar, we want to make your experience with us satisfying and safe.
PERSONAL INFORMATION WE COLLECT
The types of personal information we collect depend on the product or service you ("You") receive from us. This information may include, but is not limited to:
- Your name, phone number, physical and e-mail address;
- Your credit card number;
- Your account information, including, but not limited to, account balances and the like;
- Your demographic information, such as your age, occupation, income range, investment preferences, etc.;
- Stock and fund information (e.g., stock or fund ticker symbols), if You create a personalized portfolio, as well as financial information relating to the stocks or funds You track.
- Your usage information.
PERSONAL INFORMATION – WHY WE COLLECT IT
Morningstar may collect certain personal information to provide You with the Service, to perform marketing and research related activities, to supply other administrative services (e.g., setting up new accounts and maintaining your existing account),and to respond to inquiries about your account and the Service. In addition we may from time to time review your usage of the Service to be able to better provide you with information about products or services that we believe may be interest to you.
USE AND ACCESS OF YOUR PERSONAL INFORMATION WITH OTHERS
As a general rule, Morningstar will not make the personal information gathered from your using the Service available to anyone outside of Morningstar and its affiliates -- except as instructed by You or where required to comply with law, court orders, or legal investigations. Please note, however, that there are several exceptions to this policy.
First, if we use service providers, these service providers may have access to your personal information to perform contractually specified services on behalf of Morningstar or You.
Second, if You indicate that You are interested in receiving information about a particular third party's products/services, or You opt to receive certain products or services through Morningstar, we may provide your personal information to that third party for purposes of fulfilling your request(s).
With respect to service providers, Morningstar contractually requires that all personal information be kept confidential. Additionally, Morningstar takes reasonable steps to ensure that third parties receiving information about You at your request maintain the confidentially of that information.
PROTECTION OF YOUR PERSONAL INFORMATION
Morningstar puts security measures in place to protect against unauthorized access to, or unauthorized use, alteration, disclosure or destruction of personal information. These measures include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal information.
Morningstar operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided.
Please note that advertisers on the Service may also deploy cookies and other technology to gather users' basic Service usage information (such as pages visited or frequency of visits) for such things as to measure and improve the effectiveness of their advertising. For more information regarding advertisers' practices, including how to opt-out of their cookie tracking, please review the relevant advertisers' privacy policies.
ACCURACY OF YOUR PERSONAL INFORMATION
You are responsible for periodically checking to ensure that your personal information included in Service is updated and correct.
HOW TO UPDATE PERSONAL INFORMATION
If You desire to update any personal information, You may do so once you've signed in to Morningstar.ca under the Membership tab.
WHAT ABOUT CHILDREN'S PRIVACY
Morningstar does not separately identify, or collect, any information that is specific to children.