Your privacy is very important to us. At Morningstar we want to make Your experience with us satisfying and safe.
Morningstar designs its products to help You make the best possible investment decisions. We are committed to providing independent, insightful investment information. We want You to be able to take advantage of Morningstar’s tools and information with complete confidence.
Every time we send You an e-mail communication, information on how to stop receiving e-mail from Morningstar is included. Please follow these instructions to stop specific emails from coming to You.
Personal Information We Collect
The types of personal information we collect depend on the product or service You (“You”) receive from us. This information may include, but is not limited to:
- Your name, phone number, physical and email address
- Your credit card number
- Your demographic information, such as age, income range, investment preferences, etc
- Stock and fund information (e.g., stock or fund ticker symbols), if You create a personalized portfolio, as well as financial information relating to the stocks or funds You track.
Personal Information – Why We Collect It
Morningstar may collect certain personal information to provide You with investment information and tools, to perform marketing and research related activities, to supply other administrative services (e.g., set up new accounts), to respond to inquiries, etc. In addition, we may from time to time, review Your usage of the site to be able to better provide You with information about products and services that we believe may be of interest to You.
Personal Information – How We Collect It
The personal information we collect may be captured from a variety of sources. These sources include, but are not limited to:
- Voluntary submissions (e.g., responses to surveys, requests for information on our products or those of our advertisers/marketing partners)
- Registrations/Applications to receive products or services
- Reviews of site usage patterns
Use and Access of Your Personal Information With Others
As a general rule, Morningstar will not make the personal information gathered using Morningstar.ca available to anyone outside of Morningstar and its affiliates – except as instructed by You or where required to comply with law. Please note, however, that there are several exceptions to this policy.
First, if we use service providers, these service providers may have access to Your personal information to perform contractually specified services on behalf of Morningstar or You.
Second, if You indicate that You are interested in receiving information about a particular third party's products/services, or You opt to receive certain products or services through Morningstar, we may provide Your personal information to that third party for purposes of fulfilling Your request(s).
With respect to service provider(s), Morningstar contractually requires that all personal information be kept confidential. Additionally, Morningstar takes reasonable steps to ensure that third parties receiving information about You at Your request maintain the confidentiality of that information.
Links to Other Web Sites
Morningstar may provide links to one or more other Web sites. We encourage You to read their individual privacy policies before providing any of Your personal information to them.
Protection of Your Personal Information
Morningstar puts reasonable security measures in place to protect against unauthorized access to, or unauthorized alteration, disclosure or destruction of personal information. These measures include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
Morningstar operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided.
Please note that advertisers on our site may also deploy cookies and other technology to gather users’ basic site usage information (such as pages visited or frequency of visits) to measure and improve the effectiveness of their advertising. For more information regarding Advertisers’ practices, including how to opt-out of their cookie tracking, please visit the advertisers’ privacy policies.
Accuracy of Your Personal Information
You are responsible for periodically checking to ensure that Your personal information included in this site is updated and correct.
How to Update Your Personal Information
If You desire to update any personal information, You may do so by accessing Morningstar.ca.
What About Children’s Privacy
Morningstar does not separately identify, or collect, any information that is specific to children.
Last revised: August 2010